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Why Having Dash Cameras For Your Fleet Is Important

If you are active on social media like most people are, you have probably seen videos uploaded on YouTube or Facebook of dangerous and reckless drivers that cause serious road accidents, cut people up, or make unscrupulous attempts at insurance scams. These incidents as well as the culprits would not have been discovered and made viral online without dashboard cameras.

More than that, however, installing dash cams on each vehicle in your fleet has other benefits. These include significant discounts and lower premiums when it is time to renew your insurance and ask for a fleet insurance quote. There are even insurance service providers that offer special packages for fleets that are equipped with dash cams.

Following are just a few of the reasons why you should make sure that each of the cars in your fleet has a dash cam installed.

Provide Protection for Drivers against Scams

Sadly, the number of incidents involving the crash-for-cash scheme has steadily grown during the past few years. To the uninitiated, the scam is perpetrated by a motorist who deliberately causes an accident with the intention of claiming insurance at the expense of a blameless and clueless driver.
Typically, the scheming driver would suddenly slam on the breaks for no apparent reason. The idea is for the vehicle running behind to bump onto the back of the scammers car. With a dash camera installed, however, you will have access to hard evidence if someone stepped on the breaks abruptly without a justifiable reason. This way, innocent drivers will not be victimized by crash-for-cash scams.

Evidence for Vehicular Mishap Claims

In road accidents, the evidence on who is at fault usually depends on the explanations and descriptions of the involved parties; in short word of mouth.
While all possible efforts are exerted in order to flush out the truth behind the accident, there is still a possibility that one of the parties may fabricate a story to evade penalties or prosecution. This will result to unreliable or inaccurate reports.

If a dash camera was able to capture the accident as it unfolded, you will have proof to show the insurance company that will once and for all settle who was responsible.

Promote Safe Driving

Installing a dashboard cam will not only encourage your drivers to drive safely on a consistent basis, it will likewise trigger a ripple effect. If many people start reporting reckless and irresponsible drivers by sending evidence captured by the dashboard cams to the appropriate authorities, then motorists, in general, would start to act more responsibly and safely on the road.

Final Word

If you now have a better appreciation on the importance of installing dash cameras on your company vehicles and the benefits you can enjoy, contact your insurance provider and ask for a fleet insurance quote. Just make sure to clarify all the pertinent terms and conditions. This way, you will not only have the peace of mind that your vehicles are covered on the road; you also enjoy significant savings on premiums.

Comprehending What Motor Trader Insurance Method

Before you get motor trade insurance quotes, it is a good idea that you understand what motor trade insurance coverage is and the things it covers. Any person who runs an organisation related to vehicles needs to have motor trade insurance. Some people describe motor trade insurance coverage as road threat insurance coverage; nevertheless, road risk insurance is simply a part of motor trade insurance coverage. Services that typically need motor trade insurance are companies that buy and sell vehicles, motorbikes, and even vans.

On the other hand, services that include car repairs, servicing, valeting, MOT (Ministry of Transportation) testing, and garage renting on their business operations need motor trade insurance coverage, too. Regardless if your business is small or big, you will still need motor trade insurance coverage. And even if you are working full or part-time or if you are the owner or an employee, you will still need to be covered.

It Covers Company Disturbances
Motor trader insurance coverage can cover you when something disrupts your service’ operations. For example, if a tool in your organisation gets damaged and you need to stop your operations for a while, a motor trade insurance policy that includes business disturbances will make the insurer offer profits protection. It will not absolutely supply you with the complete amount of revenue during your normal service days; nevertheless, it still can cover you with the typical costs you have to handle like worker salaries.

In case the insurer provides trading expenditures coverage, the insurer will supply you the cash you have to get back to your business if business disruption damage is crippling.
Attack and Personal Mishap
Due to the nature of motor trade company and the products being dealt with in this industry, theft is one of the greatest felonies you will need to handle from time to time. Therefore, as long as it is theft-related– whether it is having individual accidents or encountering an assault during the job (be it you or your worker)– any physical injury or damaged will be covered.

Roadway Threat
This is the most fundamental part of a motor traders insurance protection. It can be separated into 3 categories. And they are:

Comprehensive supplies overall protection for you. It covers lorries that you own, that your clients own, and any vehicle that you are owning. As long as you are included and even related to the vehicle that has remained in a mishap or got damaged, a comprehensive road risk insurance can supply protection. You can extend this protection to your friends and family.

Third Party
This is the minimum protection required by the government for you to operate in the motor trade industry or even drive in the UK. This will cover any 3rd party involved in a motor accident that you remained in. It covers people and the vehicles. Your passengers are also consisted of in the protection. Nevertheless, it is necessary to keep in mind that you and your vehicle will not remain in the coverage. You will just need to hope that the third-party automobile or automobile owner’s insurance coverage will cover you when a road accident takes place to you.

3rd party Fire Theft
This protection consists of the previous one and adds coverage for your cars and truck, or vehicles under control or custody, when it gets stolen, damaged during theft, or set on fire.